Before you break ground, let’s lock in your coverage.
Just drop in a few project details and I’ll draft the protection plan before you even unroll the blueprints. Fast quotes, flexible terms, and a COI ready to fly.
Not sure about something?
Every job site speaks its own language, here’s how to translate a few of the most common insurance terms before you get your quote. Mr. Hoots is here to make sure the fine print makes sense before your build begins.
Effective Date
Your Effective Date is the day your Builders Risk policy officially starts protecting your project. Coverage must begin before materials hit the job site, not after the work begins.
Coverage Limit
Set your limit to match the total completed value of the structure, materials, labor, overhead, and profit included. Builders Risk protects what’s being built, not the dirt it sits on, so don’t count land value.
Need a bigger budget mid-project? No problem, limits can be adjusted as construction costs climb.
Additional Insured
When a GC or lender asks for a Certificate of Insurance (COI), they’re looking to be added as an Additional Insured. It doesn’t cost extra, and you can add them anytime during your policy term. Hoot, click, and they’re covered, that easy.
Your Effective Date is the day your Builders Risk policy officially starts protecting your project. Coverage must begin before materials hit the job site, not after the work begins.
Set your limit to match the total completed value of the structure, materials, labor, overhead, and profit included. Builders Risk protects what’s being built, not the dirt it sits on, so don’t count land value.
Need a bigger budget mid-project? No problem, limits can be adjusted as construction costs climb.
When a GC or lender asks for a Certificate of Insurance (COI), they’re looking to be added as an Additional Insured. It doesn’t cost extra, and you can add them anytime during your policy term. Hoot, click, and they’re covered, that easy.
Still have questions?
Hoot at us. Fast, friendly help from people who speak “job-site,” not jargon.
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Phone: (999) 999 – 4BPC (4272) -
Hours: Mon–Fri, 8a–6p ET