Welcome to the Job-Site Journal.
Plain-English guides on contractor insurance, COIs, and keeping bids moving. By yours truly, Mr. Hoots.

Plumbing Insurance: Protection That Keeps Your Business Flowing
Mr. Hoots explains how plumbers can stay covered when the pressure’s on.

Roofing Insurance: Coverage That Keeps You From Falling Flat
Mr. Hoots explains the must-have protection for roofing pros and why one wrong step shouldn’t take down your business.

General Services Insurance: Coverage for the Jack-of-All-Trades
Mr. Hoots explains how general service pros can stay covered when every day brings a different kind of job.

Painters Insurance: Coverage That Keeps Your Business Looking Sharp
Mr. Hoots breaks down the must-have coverage for painters—because accidents can leave more than just a bad finish.

Landscaping Insurance: Coverage That Keeps You Growing Strong
Mr. Hoots digs into the coverage landscapers need to stay protected when the job gets muddy.

Handyman Insurance: Coverage Every Jack-of-All-Trades Should Have
Mr. Hoots breaks down what coverage keeps handymen protected when the to-do list turns into an “uh-oh” list.

Janitorial Contractors: Insurance Coverage, Liability, and Clean Audit Tips
Mr. Hoots breaks down what janitorial businesses need to know about insurance, safety, and keeping contracts squeaky clean.

Carpentry Contractors: What Coverage You Need & Tips to Avoid Costly Mistakes
Mr. Hoots digs into the ins and outs of insurance for carpentry pros — from tool protection to liability, audits, and smart safety habits.

Workers’ Comp for Small Contractors: Do You Need It & How Payroll Audits Work
Mr. Hoots explains workers’ comp for small contractors when you need it, owner exclusions, 1099 subs, rates, and how the payroll audit actually works.

Tools & Equipment Insurance (Inland Marine): What It Really Covers
Mr. Hoots breaks down tools & equipment insurance for contractors. What’s covered, what isn’t, how to set limits, and how to speed up theft claims.
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